A Sydney mortgage broker for borrowers who want a strategy, not a sales pitch.
Based in North Parramatta, servicing all of Sydney and NSW. Home loans, refinance, commercial, private funding and complex scenarios.
Australian Credit Licence 384704. ABN 87 644 317 902. Any advice is general in nature and does not consider your objectives, financial situation or needs. Lender assessment applies. Outcomes vary by circumstance.
Most Sydney home buyers do not need another rate comparison. They need a broker who understands lender policy well enough to know which bank will actually approve their file at the price advertised. eCapital Funding is a Sydney based, ACL licensed strategic lending advisory. We work with major banks, second tier lenders and private funders to solve residential and commercial finance problems for Sydney households and businesses.
Why borrowers choose eCapital Funding
Local Sydney presence
Parramatta office, Sydney CBD meetings, and remote service across NSW.
Best Interests Duty
As an ACL licensed broker we are legally bound to act in your best interests.
Beyond residential
Commercial, development, private and SMSF lending in the same relationship.
Who this suits
- Sydney first home buyers navigating the First Home Guarantee
- Parramatta, Hills and North Shore upgraders
- NSW property investors expanding portfolios
- Business owners buying commercial property in NSW
- Sydney developers requiring construction or private finance
Our strategy process
- STEP 1
Discovery
A conversation about the property, the goal and the deadline.
- STEP 2
Strategy
The lender shortlist and structure most likely to win.
- STEP 3
Execution
Application, valuation and approval coordinated end to end.
- STEP 4
Settlement
Coordination with your Sydney solicitor or conveyancer to settlement.
Frequently asked questions
Where are you based in Sydney?
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Our office is at 52 Sorrell Street, North Parramatta NSW 2151. We meet clients in Parramatta, the Sydney CBD, the Hills, the Inner West and remotely across NSW and Australia.
Do I have to meet in person?
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No. Most Sydney clients complete the full process remotely by video call, phone and secure e-signature. In person meetings are available at our Parramatta office by appointment.
What areas of Sydney do you service?
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We service all of Greater Sydney including Parramatta, the Hills District, North Shore, Eastern Suburbs, Inner West, Sutherland Shire, South West Sydney and the Central Coast, and every regional NSW postcode.
Are you licensed?
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Yes. eCapital Funding operates under Australian Credit Licence 384704. ABN 87 644 317 902. We are bound by Best Interests Duty which legally requires us to act in your best interests, not the lender's.
How is a mortgage broker different from going direct to a bank?
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A bank can only offer its own product. A mortgage broker compares dozens of lenders, applies policy knowledge to your specific file, and picks the lender most likely to approve at the sharpest rate. There is no direct cost for most residential broking.
Explore related lending
Sydney is our home ground. Bring us the file most brokers walked away from.
Ready to talk it through? Let's find your way.
A confidential 30-minute chat with a senior adviser. No pressure, no obligation, no boilerplate, just a proper conversation about what you're trying to do.